:root{--black:#0A0A0A;--black2:#11110F;--gold:#C5A86A;--gold2:#E2C99C;--gold3:#A68A52;--ivory:#F6F1E6;--muted:#A8A39A;--line:rgba(197,168,106,.23);--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--black);color:var(--ivory);font:16px/1.7 "DM Sans",system-ui,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}.shell{width:min(calc(100% - 40px),var(--max));margin:auto}.nav{position:sticky;top:0;z-index:50;background:rgba(10,10,10,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.navin{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px}.brand img{width:44px;height:44px;object-fit:contain}.brand strong{font-family:"Libre Caslon Display",serif;letter-spacing:.14em}.brand small{display:block;color:var(--gold2);letter-spacing:.24em;font-size:.51rem}.links{display:flex;align-items:center;gap:24px;font-size:.82rem;color:#D8D3C8}.links a:hover,.links .active{color:var(--gold2)}.cta{padding:10px 16px!important;background:var(--gold);color:var(--black)!important;font-weight:700}.hero{padding:86px 0 68px;background:radial-gradient(circle at 85% 20%,rgba(197,168,106,.12),transparent 32%),var(--black2);border-bottom:1px solid var(--line)}.crumb{font-size:.72rem;color:var(--gold2);letter-spacing:.08em}.kicker{margin-top:38px;text-transform:uppercase;letter-spacing:.2em;color:var(--gold2);font-size:.68rem;font-weight:700}.hero h1{font:400 clamp(2.6rem,5vw,4.7rem)/1.02 "Libre Caslon Display",serif;max-width:900px;margin:12px 0 18px;letter-spacing:-.035em}.hero p{max-width:780px;color:#C8C2B6;font-size:1.05rem;margin:0}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.btn{display:inline-flex;min-height:46px;align-items:center;padding:0 19px;border:1px solid var(--gold);font-weight:700;font-size:.84rem;color:var(--gold2)}.btn.gold{background:var(--gold);color:var(--black)}section{padding:64px 0;border-bottom:1px solid var(--line)}h2{font:400 clamp(2rem,3.7vw,3.1rem)/1.08 "Libre Caslon Display",serif;margin:8px 0 16px}h3{font-family:"Libre Caslon Display",serif;font-weight:400}.eyebrow{text-transform:uppercase;letter-spacing:.18em;color:var(--gold2);font-size:.68rem;font-weight:700}.lead{color:#C8C2B6;max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line);margin-top:30px}.card{padding:25px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#0F0F0E}.card h3{font-size:1.35rem;margin:7px 0 8px}.card p{color:var(--muted);font-size:.9rem;margin:0}.card .num{color:var(--gold2);font-size:.68rem;letter-spacing:.14em}.card .more{display:inline-block;color:var(--gold2);font-size:.8rem;font-weight:700;margin-top:15px}.split{display:grid;grid-template-columns:.82fr 1.18fr;gap:56px}.list{border-top:1px solid var(--line)}.item{padding:17px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:32px 1fr;gap:12px}.item b{color:var(--gold2);font-size:.72rem}.item span{color:#C8C2B6}.process{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:28px}.step{border:1px solid var(--line);padding:20px;background:#0F0F0E}.step:before{counter-increment:step;content:"0" counter(step);display:block;color:var(--gold2);font-size:.7rem;letter-spacing:.14em;margin-bottom:10px}.step p{color:var(--muted);font-size:.88rem;margin:0}.faq{max-width:900px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:600;color:var(--ivory)}.faq p{color:var(--muted);margin:10px 0 0}.notice{border-left:3px solid var(--gold);padding:15px 18px;background:rgba(197,168,106,.07);color:#C8C2B6;font-size:.86rem}.contact{background:var(--black2);text-align:center}.contact p{max-width:680px;margin:0 auto 22px;color:#C8C2B6}footer{padding:34px 0;color:#918C84;font-size:.78rem}.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.menu{display:none;background:transparent;border:1px solid var(--line);color:var(--gold2);width:42px;height:42px}@media(max-width:900px){.links{display:none;position:absolute;top:76px;left:0;right:0;background:#0A0A0A;padding:18px 22px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.links.open{display:flex}.menu{display:block}.grid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.process{grid-template-columns:1fr 1fr}}@media(max-width:600px){.shell{width:min(calc(100% - 28px),var(--max))}.grid,.process{grid-template-columns:1fr}.hero{padding-top:58px}.hero h1{font-size:2.7rem}}